Questions, answered.

Businesses can access up to $1.5M in working capital. Your actual offer is based on your business's performance — things like time in business and monthly revenue — rather than your credit score alone. The fastest way to see your number is to complete the two-minute application.

No. Checking your options does not require a hard credit inquiry and will not impact your credit score. Submitting an application does not guarantee approval or funding.

Many applicants receive a decision within hours, and approved funds can be deposited as fast as the same day. Exact timing depends on your bank and how quickly any requested documents are returned.

Most funded businesses have been operating for at least a few months and show consistent monthly revenue. We work with a wide range of credit profiles. The application walks you through the specifics in a few quick steps.

To start, none — the application only asks a few questions about your business. If you move forward, an advisor may request recent business bank statements to finalize your offer. No lengthy paperwork or business plans required.

We fund businesses across most industries — including retail, e-commerce, restaurants, healthcare, professional services, manufacturing, and more. If you're unsure whether you qualify, the quickest way to find out is to apply or contact us.

Repayment is structured to fit your business's cash flow, with flexible terms agreed upon up front. Your advisor will review the full terms — amount, schedule, and total cost — with you before anything is finalized, so there are no surprises.

Yes. We use administrative, technical, and physical safeguards to protect your data and we never sell your personal information. You can read the full details in our Privacy Policy.